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Building Social Business: The New Kind of Capitalism That Serves Humanity's Most Pressing Needs
 
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Building Social Business: The New Kind of Capitalism That Serves Humanity's Most Pressing Needs [Format Kindle]

Muhammad Yunus
5.0 étoiles sur 5  Voir tous les commentaires (4 commentaires client)

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Présentation de l'éditeur

Muhammad Yunus, the practical visionary who pioneered microcredit and, with his Grameen Bank, won the 2006 Nobel Peace Prize, has developed a visionary new dimension for capitalism which he calls “social business.” By harnessing the energy of profit-making to the objective of fulfilling human needs, social business creates self-supporting, viable commercial enterprises that generate economic growth even as they produce goods and services that make the world a better place.

In this book, Yunus shows how social business has gone from being a theory to an inspiring practice, adopted by leading corporations, entrepreneurs, and social activists across Asia, South America, Europe and the US. He demonstrates how social business transforms lives; offers practical guidance for those who want to create social businesses of their own; explains how public and corporate policies must adapt to make room for the social business model; and shows why social business holds the potential to redeem the failed promise of free-market enterprise.


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1 internautes sur 1 ont trouvé ce commentaire utile 
5.0 étoiles sur 5 Vers un nouveau capitalisme, social 24 octobre 2012
Par Le fond et la forme TOP 100 COMMENTATEURS
Format:MP3 CD
Voici un nouveau grand livre de Mohammed Yunus dans la lignée des précédents:
après le micro-crédit, le "Social Business" ...

Les idées de M. Yunus sont puissantes car leur mise en oeuvre a été efficace
dans le tiers monde devenu "émergent". Sa lutte contre la pauvreté a généré de
nouvelles formes d'entrepreneuriat et de capitalisme désormais copiées dans le
monde entier.

La vague de fond dont témoigne ce livre concerne maintenant l'ensemble de la
planète et non plus seulement les pauvres du Bengladesh. Il en résulte de nouveaux
modèles, parfois dits "inclusifs", utiles et inspirants pour tout entrepreneur
à l'heure où les crises détruisent la volonté d'agir.

A lire aussi pour régénérer l'Esprit d'Entreprise...
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5.0 étoiles sur 5 Passionnant 19 juin 2013
Format:Relié|Achat vérifié
Si vous vous intéressez à l'économie solidaire ou plus particulièrement à la microcrédit, je vous recommande cet ouvrage.
Il contient à la fois des éléments théoriques développés par le professeur Yunus mais également, et c'est sûrement le plus intéressant, des exemples d'application de cette théorie. Muhammad Yunus revient sur les différents chantiers sociaux qu'il a lancé dans son pays en s'appuyant sur le microcrédit. Il permet au lecteur de comprendre quel impact peut avoir la mise en place de microcrédit dans les plus petits villages sur le redressement économique de tout un pays.
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5.0 étoiles sur 5 A LIRE 13 mai 2013
Par glago
Format:Relié|Achat vérifié
ET APPLIQUER PAR TOUS LES GOUVERNANTS DE LA PLANETE. C EST L AVENIR PAS A PAS, PETIT PAS PAR PETIT PAS.
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5.0 étoiles sur 5 Entrepreneurship & Inspirations to combat poverty 10 avril 2012
Par Bruce
Format:Relié|Achat vérifié
I Love the book. It is an inspiring,its in my mind and thought all the time.
I Love and support the concept of Social Business.
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Amazon.com: 4.2 étoiles sur 5  48 commentaires
28 internautes sur 30 ont trouvé ce commentaire utile 
5.0 étoiles sur 5 Great Book -- Solving Problems of Capitalism 23 mai 2010
Par Michael Uschold - Publié sur Amazon.com
Format:Relié
This is a superb book on all counts. The author, Mohammed Yunus, is the 2006 Nobel Peace Prize winning economist for his work in micro-credit to end poverty in Bangladesh. Over the years he realized that his micro-lending work resulted in the creation of a very different kind of business, one whose focus is social good rather than profit. He calls it "Social Business". It addresses some of the fundamental shortcomings of capitalism which we are all too familiar with when profits come before people and when the success of the world's economy is predicated on unsustainable growth (e.g. environmental damage, labor abuses). Capitalism also provides no answers for poverty - there is not enough profit there. Indeed, it is part of the cause. Capitalism misrepresents human nature as being mono-dimensional, seeking only to maximize profits.

Yunus takes great pains to explain the concept, addressing many questions he frequently gets. It is different from a regular business in that all profits are rolled back into the business to create more social benefit, rather than paid out as dividends to investors or owners. He compares Social Business to many other efforts and kinds of organizations devoted to creating social good. For example, unlike a charity, Social Business is financially self-sustaining, not having to devote major resources to getting donations. It is attractive for people who wish to support social causes because the money they invest in a social business comes back to them, and can be re-invested to get further social returns. He also discusses NGOs, Social Marketing, Social Entrepreneurism Corporate Social Responsibility and various new kinds of organizations that are popping up.

After expanding on the definition given in is last book, Creating a World Without Poverty: Social Business and the Future of Capitalism, Yunus goes on to give a comprehensive update of what has been going on in the past three years -- which is quite a lot! For example:

* An update on the Grameen-Danon joint venture to produce affordable nutritious yogurt was given. Mistakes were made, lessons were learned, and the future now looks good.
* A new venture between Grameen and Veolia has gotten started to provide safe arsenic-free water in Bangladesh
* A few health care related Social Businesses are described along with the creation of a nursing school to train locals who then work in the villages or overseas.
* Other separate organizations that are cooperating with Grameen are popping up to disseminate knowledge and expertise in Social Business -- e.g. in Germany, Scotland and California.
* Universities are creating programs. There is a Social Business Chair at HEC, a presigious business school in Paris. This is a step closer to Yunus's dream of having a MBA program focused on Social Business entrepreneurship.
* The first annual Social Business Summit was held in November 2009

Yunus also gives a lot of ideas in many different sectors for how you might start your own social business, along with a lot of
nuts and bolts practical advice. One interesting pattern that is emerging in various social businesses is what he calls the "cross subsidisation" business model. The prices are kept very low in the villages where people cannot afford them, and the full market rate is being charged in the cities where people are better off. This is working for health care, yogurt and water.

Overall this is a great book, telling of what might evolve into a massive shift in how capitalist economies operate. Social Business fills an important gap left by capitalism and can also sit comfortable alongside it.

Yunus has spent his whole adult life thinking about these things, and it shows. He even talks about a separate stock market for social businesses.

Oh, the book is also well organized, clear and easy to read.
15 internautes sur 17 ont trouvé ce commentaire utile 
3.0 étoiles sur 5 Just read his other books 1 juillet 2010
Par Michael Griswold - Publié sur Amazon.com
Format:Relié|Achat vérifié
This book on social business draws a lot from Yunis' other two booksBanker To The Poor: Micro-Lending and the Battle Against World PovertyCreating a World Without Poverty: Social Business and the Future of Capitalism with the exception that it goes a little farther in-depth on the Dannon project and other corporations that are taking notice of the social business phenomenon and producing new ventures. The book also goes further into encouraging people to start their own social business If you've read his other two books, this one has a small amount of new information, but if you've read the other two, you'll most likely notice a lot of repeat information/familiar bits from his previous work. For the person new to social business read his other work before this one.
5 internautes sur 5 ont trouvé ce commentaire utile 
5.0 étoiles sur 5 Social Benefits in Modern Business 18 septembre 2010
Par Dr. Joseph S. Maresca - Publié sur Amazon.com
Format:Relié
Building Social Business by Dr. Muhammad Yunus 2010

Reviewed by: Dr. Joseph S. Maresca

This book is an excellent rendition on how to invest in
poor countries while getting a modest return and doing
much good at the same time. The classic profit maximization
model does not produce optimum results because many
working poor simply cannot afford the higher prices.
To some extent, this phenomenom is happening in the
USA. Hence, there are Grameen branches in Brooklyn
and Queens, New York.

Yunus guarantees loans to the poor ; thereby acting as
an intermediary. This is not much different from the
USA government guaranteeing certain loans to
borrowers. The result is that bankers are much more
willing to lend money due to the guaranteed payment.
Borrowers repay in small weekly amounts. Women
have great drive to overcome poverty. The Grameen
Bank lends $100 million dollars a month in
collateral free loans averaging $200 apiece .
The repayment rate is an astounding 98%.

Grameen lends money to beggars to sell toys,
households and foodstuffs door-to-door.
There are 100,000 beggars in the program.
Since implementation of the program, over
18,000 beggars have quit begging.

Grameen offers children of borrowers money to go
to school. And so, 50,000 students are pursuing
medicine and engineering coursework. This program
is microcredit or microfinance at its best. In some
cases, a mother may be illiterate and her children
go on to become physicians and engineers
due to the Grameen Bank.

Grameen Violia Water sells pure water at a price
that the poor can afford. In the future, the
"Artificial Sun" coupled with desalination
may be able to accomplish a similar feat.

The objective of the Grameen program is to
overcome poverty, have a sustainable economy
and have a modest return on the investment.
When loans are paid back, profits are plowed
back into the company not unlike the function
of retained earnings in a for-profit company.

Fabio Rosa has brought solar energy to nearly
750,000 Brazilian homes with no electricity
previously. There is a similar opportunity to do
so for the Palestinians, if the various strategic
constituencies can agree on a workable
settlement.

Currently, Grameen Telecom, Grameen Energy
and Grameen Well Being serve the poor.
Grameen and Pfizer have a joint cooperative
venture to bring affordable health care to
village clinics through Grameen Healthcare.

A similar cooperative arrangement could be
brought to the Medicaid program here in the
United States in places like Appalachia and
other rural communities where professionals
are hardly ever seen practicing their craft.

The first major attempt to outline Appalachia as a
distinctive cultural region came in the 1890s through
the tireless efforts of the Berea College President .
William Goodell Frost coined the phrase
"Appalachian America" which encompassed 194
counties in 8 states.

The Grameen organizations seek to promote social
business under the umbrella of charitable
organizations and non-profit groups. Universities
and think tanks are another great resource for
Grameen and its people. A successful program
has been underway to cross-fertilize the poor
and the wealthy to deliver affordable bone marrow
transplants for everyone. The assignment algorithms
in linear programming and operations research may
be utilized to bring together donors and patients
alike.

Overall, the book is well written by a popular
Nobelist- Dr. Muhammad Yunus. The ideas contained
in this book could be applicable to both
poor and rich countries since virtually every
country on this earth has poor people in
every walk of life .
5 internautes sur 5 ont trouvé ce commentaire utile 
2.0 étoiles sur 5 Read if interested in Social Business, for stuff on Grameen read his first book. 3 avril 2011
Par Michelle Mount - Publié sur Amazon.com
Another incredible insight from an exeptional man. Make sure to read if you're interested in Social Business. For info on Grameen read his first book. For info on microfinance and social business in general, read his second book. This one is very targeted.

We run a social business in conjunction with the Yunus Center, the book inspired us to change how our company was structured resulting in amazing gains. My major criticism is however, major. Yunus describes various Grameen businesses, though he does not make the distinction which ones are social businesses and which are for profit. The context leaves one to believe that they are all socially structured and the only way one would know to the contrary is to have an on the ground knowledge of Grameen operations. What could have been interesting would be to instead embrace the truth and launch a chapter on why some Grameen companies became for-profit. He would have done well to tackle this ambiguity head on.
3 internautes sur 3 ont trouvé ce commentaire utile 
3.0 étoiles sur 5 Profit by any other name is still.... 5 décembre 2012
Par S. L. Campbell - Publié sur Amazon.com
This is the only book I've ever read by Muhammad Yunus, so I am basing my comments on his philosophy solely on the content of this book. Previous reviewers have noted that reading his other books first may be more beneficial. Mr. Yunus gives an unambiguous & digestible explanation of his definition of "social business". Nothwithstanding this is a well written book, which many will glean powerful business & humanistic lessons, Mr. Yunus tends to place his philosophy in a "holier than thou" light more often than not. While the heart of the book is about poverty, a running theme is the constant ridicule of traditionally formed businesses, with an overriding assumption that most are profit-obsessed, blood-thirsty, winner-takes-all enterprises; he uses the term "profit-maximizing" companies ubiquitously. What of the hundreds of thousands of businesses around the world that create products & services that improve the quality of life, at very fair prices? What of the local diner owner who serves the best pancakes around, who charges $2.99 a plate knowing people could & would easily pay $3.99, with a wonderful atmosphere that allows families to share a great meal together? What of larger corporations, like Trader Joes & IKEA, who offer fantastic products at affordable prices that allow the average person to improve their quality of life at reasonable cost, just like what Mr. Yunus does in Bangledesh? My point is there are a large number of businesses that are foregoing richer profits to, as he suggests only social businesses can do, "help human beings live better, fuller lives".

The rest of my points: 1- Cross-subsidization IS a form of charity. When you charge one person more for an item SPECIFICALLY so that another can buy it much cheaper, you are instituting charity into the transaction. Exploitation is exploitation. 2- The "grameen ladies" work off commission, PROFITing off their efforts. Unless you are impoverished, everyone else in the world who does this is self-centered & shallow, UNLESS of course you invest money in Grameen and waive your right to a profit...huh? 3- Social businesses, charities, etc. DEPEND on the success & subsequent altruism of the so-called "profit-maximizing" businesses they criticize and behave self-righteous towards. Funny, when the bangledeshi's wouldn't buy the highly nutritious yogurt at the fair price Grameen offered it at, Grameen upped the sugar content and reduced the portion size in order to increase profits so they could survive. Really? They made it more unhealthy in order to increase profits? Interesting! More examples like this abound in the book, especially when he covers the competitive salaries offered at Grameen companies. Profit by another name is still...

Regardless of the tone suggested here, I am a humanist and support the eradication of poverty, and the improvement of life. Overrall, I enjoyed this book, as it facilitated deep introspection. I believe in value for value. I believe in choice. I am not of the social business mindset as HE strictly defines it. I believe that profit is a way of saying "thank you" for a job well done. I do not aim to simply survive. I can forgo a 60% profit margin for a 40% one in the best interest of humanity, as I believe many business people would also do without much thought. I have done this. What I will NOT do is pretend that I do not have a right to define & improve the quality of life sought for myself and my family, simply because I already have electricity.
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Passages les plus surlignés

 (Qu'est-ce que c'est ?)
&quote;
Poverty is not created by poor people. It is created by the system we have built, the institutions we have designed, and the concepts we have formulated. &quote;
Marqué par 128 utilisateurs Kindle
&quote;
There are two kinds of social business. One is a non-loss, non-dividend company devoted to solving a social problem and owned by investors who reinvest all profits in expanding and improving the business. &quote;
Marqué par 88 utilisateurs Kindle
&quote;
The second kind is a profit-making company owned by poor people, either directly or through a trust that is dedicated to a predefined social cause. We call this a Type II social business. &quote;
Marqué par 82 utilisateurs Kindle

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