Payment in 4x Carte bancaire is a financing solution with Cofidis valid for purchases between 60 and 1200 euros. After adding your items to the basket, click on “Change” in the “Payment Method” section and choose “4x Carte bancaire”. You will be redirected to the Cofidis form to be completed with your personal and bank details. Your request will then be studied by Cofidis and you will get an immediate response. If your request is refused, you can pay with another payment method.

Generally less than 3 minutes. You will simply need to follow the instructions provided. You must be a French resident in order to be eligible.

E-cards, virtual cards, prepaid cards, Maestro, Electron and American Express are not accepted by Cofidis. Your card must be valid for the entire duration of the refund: remember to check the expiry date of your card before finalizing your request!

Baskets containing Amazon.fr Gift Vouchers, pre-orders (with exceptions), out-of-stock products or digital products (with exceptions) cannot be paid in 4x Carte bancaire

Baskets containing Amazon.fr Gift Vouchers, pre-orders (with exceptions), out-of-stock products or digital products (with exceptions) cannot be paid in 4x Carte bancaire

The total amount of your order must be between 60 and 1,200 euros. Please make sure that an ineligible item is not included in your basket (see question above). If all your items are in your basket, you will find payment 4x Carte bancaire by clicking on “modify” in the payment methods.

Once your entire order has been shipped, the billing will be as follows: 1) 1st collection: Date of shipment of the last item (D-Day) + 1 day; 2) 2nd collection: D-Day + 32 days; 3) 3rd collection: Day D + 63 days; 4) 4th collection: Day D + 90 days. If the delivery date of one of your items is estimated between the 30th and the 3rd of the month, please note that your last 2 4XCB collection could take place in the same month.

In the event of a failure on your part in repayments, the lender may require the immediate repayment of the outstanding capital as well as compensation equal to 8% of the unpaid payments.

The Amazon returns policy applies to all types of purchases. If your order or part of your order is returned to us, in accordance with our return policies, and if you have not yet started paying your installment or if the amount already paid is less than the total amount of your adjusted order (by deducting the amount of the item(s) returned), Cofidis will adjust your next deadlines. If you have finished paying your installments or if you have paid an amount greater than the total amount of your order (by deducting the amount of the returned item(s)), Cofidis will refund the returned item(s) to the card used during the purchase.

When using Amazon Pay for purchases made with non-Amazon sellers, you can select 4xCB as a payment method, allowing you to pay in 4 installments by credit card. More information on using 4xCB via Amazon Pay can be found on the “Introduction to Cofidis installment payments” help page.

Amazon Pay Help Page

With Option Crédit, Amazon offers you to pay for your purchases up to 24 installments. For more information, go to the Option Crédit information page. A loan is binding and must be repaid. Check your repayment capacity before making a commitment.

Option Crédit information page

Amazon and Cofidis use customer reviews about 4x Carte Bancaire to improve customer experience and address complaints, and customers posting reviews may be identified to Cofidis for this purpose. For more information on how information about you is used and shared by Amazon, please see the Amazon Privacy Notice. For more information about customer reviews, please see Understanding Customer Reviews and Ratings.

Amazon Privacy Notice

Understanding Customer Reviews and Ratings